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    為什么中國人一定要買房?這八大理由,誰也繞不過去!

    來源:發布時間:[2018-09-19 10:39:55]

    出了丈母娘這個硬性規定外,為什么很多國人覺得是必要的呢?到底是哪些因素導致現在很多人拼命賺錢買房呢?下面這八大理由就讓你無法拒絕:
    1、房子雖然是給人住的,但是代表了你絕大部分身家




    房屋屬于固定資產,雖然表面上看起來你支付了一大筆首付,每月還要支付并不輕松的房貸,但這些都是投資啊!按照租房族的觀點,你花了168萬房租,這168萬是真真切切花出去了,沒有任何的聲響的,房子還是別人的。

     但還是,你花了400萬買房,這四百萬還是你的,只不過從人民幣變成了固定資產。語氣把每個月的錢用來交房租,不如用來還月供。
    2、房子是一筆風險儲備金



     
    但你有房子的時候,你會覺得底氣更足,敢于嘗試以往不曾有過的消費行為,而你真的到了上窮水盡的時候,把房子賣了,能夠瞬間扭轉自己的困境。這種情況很普遍,很多創業的朋友通過抵押房子來獲得第一筆啟動資金,經營出現問題的也能以房子來周轉,當然你家庭遭遇大病等不幸的時候,賣房子也是支持醫療的最后一步棋。
     
    3、房子與教育是永遠分不開的


     
    雖然現在我們試圖努力避免人們過度因為孩子上學而追逐學校周邊的房子。但目前以及未來,還看不到徹底分裂的可能。從全世界來看,沒有哪個名校周邊的房子是不貴的。即使是那些租房即可入學的學校,周邊的房子唯一的優勢就是交通便利點,僅僅是因為交通便利也會因為比較貴。

    舉個特別的例子,安徽某中學,那些鎮子里的民房,大多數是自建的兩三層小樓,稍微改造一下,十幾間的出租房就能貢獻幾十萬的收入。一所學校,就能讓周邊的居民靠出租就博得這么大的紅利,更何況那些自帶名校門票的房子。房子不能決定子女的教育質量,但能提供氛圍,僅僅是因為這個原因,家長們也是樂于買單的。
     
    4、繞不開結婚生子


     

    網上有很多雞湯,結婚應該和房子脫鉤,理想很豐滿,現實很骨感。我們已經被現實訓練的愈發務實。沒有房子啥也不會干,而那些真正敢于裸婚的人,結果只有兩個,一個是繼續在底層掙扎,一個是雙方都具備較強的競爭力,未來收入空間很大,房子已經提前預支了。

    我身邊有這樣的一個案例,一個朋友的同事,雙方都不是本地人,也都沒有租過房子,婚后也都沒有房子,從結婚到生子,都是租房過得,相當于辛苦,我還挺佩服他的勇氣的,他過得挺不容易的的,孩子交給老家父母帶。如果父母來北京幫他帶孩子,他又實在負擔不起租一套大房子的成本。為了改變這種局面,他選擇了迂回戰術,考取了某中央實業單位的職位,給孩子解決集體戶口,自己也有職工宿舍,孩子能接受教育,恐怕也算解決眼前的問題得了吧。
     
    5、房子看得見摸的著,踏實。



     
    雖然是一堆鋼筋水泥,但他是有證書的,70年不變,紅本本攥手里很踏實。雖然,現在的樓市政策對房價的影響很大,買房子帶來的財富想象力也遠比不上十年前,但對于穩字為先的國人來說,除非有更優秀的資產出現,否則買房不止。
     
    6、房子也是臉面,代表的是你的成績。

     
    但你有套房子的時候,你會發現身邊的人都是羨慕嫉妒恨,別說,這種感覺真的不錯。買的起房的人,無論首筆資金誰出的,至少代表了你能夠調動資源買房。那些貸款買房的人,雖然不敢跳出去創業,但大部分人會更加女里工作,收入增加幅度也很明顯。

     
    身邊就有這樣的案例,大學畢業五年,工資僅增加了一倍,但自從買房后,兩年時間內收入增加了150%以上,買房后又想著買車,還想買好車,這不是收入增長帶來的底氣優勢什么,房子到成了驅動力。
     
    7、租房和買房的差異大
     

    租房說的再美好,人們任然只認一點,租房是為房東打工,買房是為自己投資,高下立判,任何理由在這個差異面前都顯得很蒼白。
     
    租房具有不穩定性。相信很多人都經歷過臨時被房東通知盡快搬家的窘境,年輕的時候不覺得有什么,可一旦結婚、有了孩子,事情就變得麻煩起來,因為你對戶型和學區等有了更多的需求。因此,房子應該買,而且越早買越好。你的生活也會又來房子而變得更加穩定,你的家人也會對這個城市更有歸屬感。
     

    8、買房有利于提升生活品質

     
    一些人認為,買房要支付一大筆首付,每個月還要省吃儉用來還貸,生活品質肯定會受到影響。不過,這樣的局面僅限于五年之內。買房者隨著工資的增長、優惠政策的發布、以及貨幣價值的改變,房貸會變得輕松,家庭資產會有所增加,生活品質也會有所提升。
     
    從縣里角度說,買房的人內心滿足感會越來越強,但租房者則會對未來的不確定性感到恐慌。
    總的來說,買房者可能短期內會有壓力,但從長遠來看,生活品質能得到巨大的提升。

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    滇ICP備18007652號 云南長泰實業集團有限公司 云南省昆明市呈貢區春融街779號上海東盟大廈  

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